E-Clear's IT experts will work with people from your own company to identify and define risk management goals, analyse your business objectives, and design and recommend comprehensive solutions for your business. After all, protecting your business from fraud is essential, and with E-Clear's stringent built-in fraud-protection services, the risk to both yourself and the customer is minimised.
These services include:
- 3D Secure: Verified by Visa and MasterCard SecureCode. This service requires the cardholder to provide a personal password or PIN number when making an Online purchase, to confirm that he/she is the rightful cardholder.
- Address Verification Service (AVS):The AVS provides verification of the numerical part of a customer's post code and statement address from details held by their card issuing bank. With this information it will be possible to verify the validity of the cardholder.
- Card Security Code (CSC): The CSC is the three or four digit number printed on the back of the card on the signature strip. This security number ensures that the card was actually present at the moment of sale.
The security of all transactions is one of E-Clear's main priorities, and to protect both the merchant and the cardholder E-Clear guarantees that:
- During the payment process credit/debit card details are not visible to anyone other than the cardholder.
- All payment authorisations can be tracked using the client's own transaction reference number.
- E-Clear's payment platform is backed up by various servers which ensure that if ever one fails, another will automatically replace it.
E-Clear's enhanced risk prevention tools, not only help merchants to maximise their revenue and profit potential, but they also enable them to convert more orders to sales and hence reduce their chargeback costs.